Re:Startups that launched today at Y Combinator’s W18 Demo Day
by mgkimsal on Tuesday March 20, 2018 @06:33PM
(#16633418)
Lots to look at, but one that caught my eye was evryhealth. Health insurance, and they're talking to... employers. Employer-provided health insurance is a huge barrier to personal mobility. Might it not have been better to try to tackle the personal market, and help grow that, vs just moving $ around the employer-provided insurance market?
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Re:Startups that launched today at Y Combinator’s W18 Demo Day
by seanmcdirmid on Tuesday March 20, 2018 @07:45PM
(#16633900)
Group health insurance is where all the good risks are, which is why it is cheaper in general than much riskier individual policies. Obama care was basically doomed when they didn’t eliminate the group market like Switzerland did.
Re:Startups that launched today at Y Combinator’s W18 Demo Day
by pjmorris on Tuesday March 20, 2018 @08:16PM
(#16634081)
Seems like the larger the group the better the overall risk profile. Which seems to me like an argument for single payer.
Re:Startups that launched today at Y Combinator’s W18 Demo Day
by seanmcdirmid on Tuesday March 20, 2018 @08:50PM
(#16634280)
Well, it depends how the group is defined. Group insurance: educated (they got a job that provides benefits), probably better health. Individual market: everyone else. So if the group is defined as left overs from healthy pickings, it can really suck even if it is very big.
Switzerland eliminated the group markets, so everyone buys in the individual market even if they don’t have single payer.