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Re:Ask HN: When should we ask for credit card details? by sander on Saturday September 04, 2010 @09:20AM (#1662634)
Perhaps you could introduce a few steps. Doesn't know if this makes sense, but just thinking out loud for your inspiration:

Step 1: signup for trial period (no cc asked)

After trial period: complete your profile and get 2 more weeks of signup (including your cc)

After extra trial period: confirm membership

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