Yes, it's also been floated that it's the work of a super-intelligent AI that needed a system of money that it could use without providing identification documents.

The internet is a vast network where the individual components don't understand the whole, just like a brain is. How do we know the internet itself hasn't turned into a super-intelligent AI already?

I’m sensing just a bit of sarcasm, and an implied, “no you paranoid noodlebrain.” Honestly, I don’t blame you, my head is actually full of noodles.

Al dente, baby.

Not sarcastic! I think your suggestion was quite reasonable, I was just offering another suggestion that I found interesting. Albeit a slightly-more implausible one :)

Alright, glad to hear it, although I maintain that I’m still a noodlebrain. I’m guessing that you have, but you might enjoy Ghost In The Shell, which runs along a similar premise to what you’re talking about.