A Recall occurs when the Originator Bank requests to cancel a SEPA Credit Transfer. The Recall procedure must be initiated by the Originator Bank within 10 Banking Business Days after execution date of the SCT subject to the Recall.
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A bank may initiate a Recall procedure for following reasons only:
• Duplicate sending
• Technical problems resulting in erroneous SCT(s)
• Fraudulent originated Credit Transfer
[1] https://www.europeanpaymentscouncil.eu/sites/default/files/K...
As an account holder you cannot recall a transfer. It is not possible.
In the past it was sometimes possible to cancel a transfer before it was processed by your bank (so the transfer was not booked yet), but nowadays transfers are processed essentially immediately. Some banks have never permitted this.