I have much less than that. I use 4G mobile for my internet access. Right now a speed test shows I'm getting 2.8Mbps down and 3.3Mbps up. I'm kinda out in the country, so my speed is slower than it could be in a city, but I don't think it's ever reliably over 10Mbps; sometimes I might see 12 or 13, but it is not reliably that fast anywhere I can recall.

I don't love my network being this slow, but I'm able to do most things without pain, including streaming Netflix/Hulu/Amazon/YouTube, though I often get the lower resolution versions of those streams. Latency is much more of an issue, for me...when it climbs, I find working difficult. I do a lot of my development on servers a few hundred miles away, because I can't realistically download a bunch of VM images or OS install ISOs and that's the kind of work I do, so having ssh be responsive is really important.

But, sure, faster is better. I don't like that our telcos in the US lag the rest of the modern world by at least a generation of tech. Average broadband speed to price ratio in the US is something like 14th in the world; embarrassing for the nation that did most of the innovation of the early internet. Likewise, we're way behind on mobile broadband accessibility, price, and performance.