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A comment on Show HN: Investment Calculator – A simple retirement calculator. Parent comment

Re:Show HN: Investment Calculator – A simple retirement calc... by compiler-guy on Tuesday March 06, 2018 @05:36PM (#16532720)
tino shows a default or delayed rate of around 25%. That means your returns are not risk free.
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Re:Show HN: Investment Calculator – A simple retirement calc... by akvadrako on Wednesday March 07, 2018 @05:49AM (#16535582)
That doesn't matter, because for the highest rated loans (Buyback and PG) Twino guarantee payments even in the case of defaults or delays.
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Re:Show HN: Investment Calculator – A simple retirement calc... by compiler-guy on Thursday March 08, 2018 @10:23AM (#16544849)
That just shifts your risk to whether or not Twino succeeds. This may be lower risk than the original loans, but it is still risk.
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