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A comment on Uber, Lyft Drivers Earning a Median Profit of $3.37 per Hour, Study Says. Parent comment

Re:Uber, Lyft Drivers Earning a Median Profit of $3.37 per H... by FLUX-YOU on Friday March 02, 2018 @10:14AM (#16502011)
>but today every insurance company asks specifically if this vehicle was ever used in a driving service and will deny claims if it was found to be.

This seems crazy or wrong.

If I buy a vehicle used as an Uber/Lyft vehicle and that's on record somewhere, but I've never been an Uber/Lyft driver, I will get my claims denied?

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Re:Uber, Lyft Drivers Earning a Median Profit of $3.37 per H... by joncrocks on Friday March 02, 2018 @10:22AM (#16502099)
I think it's maybe worded a bit confusingly.

It's more likely that if you are trying to claim on your insurance, they will ask you "have you driven for a ride-share service at any point since the start of your policy" and deny your claim if you have. And presumably it's fraud if you lie on the claim.

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Re:Uber, Lyft Drivers Earning a Median Profit of $3.37 per H... by mywittyname on Friday March 02, 2018 @12:23PM (#16503599)
Yes, this. I was involved in an accident a few months back and adjuster for both companies asked if I ever used this car to drive for a ride sharing service. I don't recall it being limited to the duration of the policy though.
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Re:Uber, Lyft Drivers Earning a Median Profit of $3.37 per H... by bkberry352 on Friday March 02, 2018 @10:17AM (#16502044)
No, that's not what was meant. By "was ever used" they mean "if you, the policyholder, ever used this vehicle for ride sharing while insured by the company"

If you buy a vehicle used for Uber/Lyft but you don't drive for Uber/Lyft then there won't be a problem.

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