US ranks very low on income mobility. Some people get bumped when they sell a business, but even selling a home will not put most people into the 420+K income range of the top 1% let alone the top 0.1% which at $1,600,000/year excludes even many lottery winners.

PS: Don't forget the median US home is only worth $188,900, which means 1/2 of them are worth less than that.