I tried to transact in BTC and BCH to donate to a s/w charity. The fees exceeded the value of the donation I had in mind. The protocol was not good, I sat behind a 15min time window which didn't complete in time. The representation (a URl like model) was not clear, i was scared the element behind the URL wasn't actually a BTC address, couldn't check quickly. Overall, I'd say transacting is hard.

Which is a shame, because if its not useful to transact small sums, its only really relevant to transact big sums. And that means its future really is IBM and FinTech, not mediating outcomes for small sum people like me. (I'm not interested in the speculative quality)

There are signals the charity sector is looking to use it to get rid of some graft in the emergency-intervention situation where a lot of freeloaders can pile in as middlemen in a transaction chain. That would be really good.