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A comment on Let’s talk about usernames. Parent comment

Re:Let’s talk about usernames by tjoff on Monday February 12, 2018 @07:51AM (#16358264)
If you are making up random usernames on a banking site, attackers aren’t going to know your username. So it is two-step.

The username isn't supposed to be a secret, social engineering will most likely be very easy.

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Re:Let’s talk about usernames by fbdjskajxb on Monday February 12, 2018 @02:01PM (#16361010)
Agreed, but this is true whether or not you’re using parent’s plan of not knowing the password.
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