In terms of your ability as an individual to effect the situation, the difference between nature and other humans is mostly academic. What's going to be more successful: forcing millions of other humans to pay more for a less convenient service than the alternative or just learning a different way to make a living?

> I can't see a doctor without a job.

I wasn't aware doctors ran employment checks before seeing patients. I haven't been to the doctor in a long time, though.

> I can't borrow money without a job.

Uh, yeah? People who lend you money like to see that you have some means of paying it back. How is that relevant?

> I can't smoke grass

Depends on the job, but that is a legal issue. I doubt most employers would care if the law didn't force them to.

> The "adapt or die" philosophy is not justified.

This is not a philosophy, it's a statement of the reality of the situation. Circumstances change due to forces beyond your control This will happen to everyone at some point. You can stamp your feet and whine and moan and demand that someone else (Who exactly?) put them back the way they were, or you can figure out how to deal with them.