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A comment on How a Medical Catastrophe Can Bankrupt a Life. Parent comment

Re:How a Medical Catastrophe Can Bankrupt a Life by tomkarlo on Monday February 05, 2018 @02:21PM (#16311228)
The price the insurance company pays is almost never going to be higher than what you would pay if you're uninsured. You're confusing your co-pay with the uninsured cost of a flu shot. If Sam's Club and Costco can offer flu shots for $15 [0], it's a safe bet that the cost to an insurance company is less than that.

[0] https://www.bradsdeals.com/blog/where-to-get-a-cheap-flu-sho...

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Re:How a Medical Catastrophe Can Bankrupt a Life by u801e on Friday February 09, 2018 @01:41PM (#16342761)
I actually have a high-deductible health plan which will pay 100% of the cost for preventative care (like influenza vaccinations).

Even so, that's more money that the insurance company is paying out that could just as well be paid for directly everyone who gets the vaccine. If routine care was affordable without having to involve insurance, then insurance premiums wouldn't be as high and the out-of-pocket costs for medical care wouldn't be as high either.

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