The word "loophole" itself encodes a sort of prejudice into our language, much like the phrase "automobile accident" instead of the more neutral "automobile collision". If by "loophole" one means a legislative mistake that catches legislators and lobbyists by surprise with its unintended consequences, then it denotes something that has never actually existed. People work for hundreds of hours on legislative terms, and other people pay hundreds of thousands of dollars to get those terms in front of the legislature for a vote. We need another word, that encapsulates the whole concept of a benefit that big business has created for itself via corruption.