Somehow we've gotten from there to a point where you're suggesting that a poor person who is somehow capable of starting their own small business is, by the very nature of being poor, fundamentally incapable of making a good decision regarding disability insurance options. And it is because of this fundamental lack of cognitive ability that we need a regulatory environment demanding that the business owner (who is themself) must purchase disability insurance on their behalf?
I'm sorry, but you've just gotten to the point of nonsense.
I don't think anyone is actually suggesting that.
I was suggesting, essentially, that poverty is a vicious cycle. That, to quote the movie Hell or High Water, "I been poor my whole life. So were my parents, an their parents before 'em ... It's like a disease, passing from generation to generation. Becomes, a sickness, that's what it is ... Infects every person you know"
And obviously this isn't a universal. There are always exceptions, that goes without saying.
>It's also expensive, inconvenient, time-consuming, and risky to be poor. None of the suggestions you make are "easy" for poor people.
>Consider how much time, energy, and expertise it takes even to research disability insurance and buy the appropriate product.
This whole thing is about me calling out rectang for suggesting that poor people are too stupid to buy disability insurance.
You: "The soft bigotry of low expectations..."
You: But what if you're mentally disabled?