Probably, but only because crypto doesn't scan for fraud and abuse among other things. Monero is happy to let someone completely empty your life savings.

Cc processors on the other hand are on the hook for fraud, so they are checking every transaction to make sure it doesn't match certain hueristics that could indicate theft or fraud.

I'm optimistic crypocurrencies (not all, but some) will achieve global adoption as a payment option. I think its possible to build a cryptocurrency that could emulate the fraud / refund detection features of cc processors. If there isn't one out there, I'm sure it will exist in the future. I certainly don't see monero being used in my local bodega or as a mainstream currency because thats not really what monero is trying to achieve.

I'd take that bet in a hot second (not that we could ever get verifiable numbers to prove it). There's just no way sorry