Re:The Challenges of Being in the New Contract Workforce
by neogodless on Tuesday January 23, 2018 @06:07PM
(#16218752)
I think the real tipping point is income level as an independent worker. Personally, I'm in software and got a 60% pay increase when I jumped to 1099. My wife didn't have health insurance offered before, and she still doesn't. But the $680/month I'm paying is easily covered by the increased income. (I was paying around $300/month even when my employer offered health insurance. And my coverage is actually much better now.) But I'm not a typical contractor, just a typical software contractor.
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Re:The Challenges of Being in the New Contract Workforce
by chatmasta on Wednesday January 24, 2018 @05:28AM
(#16221684)
Are you paying 680/mo for just yourself or both you and your wife? That seems like a really high number, but maybe that’s the privilege of youth talking...
Re:The Challenges of Being in the New Contract Workforce
by neogodless on Wednesday January 24, 2018 @07:08AM
(#16222081)
We are 38/33 and that's medical for both. Additional $57 for vision/dental (optional, of course). This is in PA. I was unsuccessful in using the marketplace, and in my county there's basically only one insurance provider any more. So I get quotes from them directly. On the bright side, it's good coverage. We could save $150/mo, but the deductibles go through the roof. Since we are child-bearing age (and my eyes are terrible), we prefer better coverage.