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Re:The US is the most expensive nation in which to have a baby by rsfern on Friday January 19, 2018 @08:58PM (#16191608)
Have you and your wife considered using a birth center for #3 if there are no complications or high risk factors? My wife and I had our son at a midwife center in the US, and our prenatal, delivery, and postnatal care combined ran about $3k (of which our insurance covered about 2/3). The midwives were great, and overall I think it was a less stressful experience than the hospital might have been.
Re:The US is the most expensive nation in which to have a baby by Brendinooo on Saturday January 20, 2018 @05:19PM (#16195727)
The most SEO-friendly one in the area that I found will run me about $6000, and I'm assuming I'd be on the hook for all of it if I read my plan correctly. Still in the early stages of research though.

My wife is open to a birthing center, unlike my home-birth overtones which she summarily rejected :)