Same here. Park on the street free outside my house and work pays for parking (East SF bay area), although I bike pretty much every day anyways. Basically $100/yr for insurance, car is old and crap so maybe $100 for depreciation now, amortizing the cost over the age (10 years) would be a bit more but that doesn't matter anymore, maybe $1000 for maintenance. Gas for trips. Cost is pretty similiar to yours.