Get in car. Drive to work. Wait in line on the freeway for opportunity to use freeway to get to work. While we're waiting in line; burning fossil fuels and contributing to carbon buildup in the atmosphere; which is essentially permanent. All - to spend a day earning imaginary money - whose value is arbitrarily and capriciously set by others.

Seems like a criteria for overcrowding to me.

That's not very specific. What about your scenario indicates overcrowding?