100B of value?

You mean market cap?

There might be 100B in solving the problem of Moving Money.

But market cap for Ripple is intentionally misleading. only 19,000,000,000 ripple are owned by the masses. 20,000,000,000 ripple are controlled by 3 people. 61,000,000,000 is held by ripple labs.

The 20,000,000,000 ripple held by the founders are included into the market cap.

Its basically 2x overvalued.

Not a single price of the top 100 crypto-currencies is reflecting their value. They are all over-priced by magnitudes and still "investors" insist it is not a bubble.

If you sum the top 100, what do their “market caps” add up to?

Edit: back of the envelope it’s something like $700 billion.

Also MoneyGram had revenue of $1.6B for 2016, so I'm not sure how far even a full roll-out would go to justifying the valuation.