> It's essentially the same way to use money, if someone steals from your credit card you're protected, but if it's debit card, it's not?
Debit cards have some protections; the basic difference is that a credit card is spending someone else's money, which you have to pay back to them if it was actually authorized by you; a debit card is spending your money, which you can recover from the bank in certain circumstances if it is accepted to be unauthorized.
Debit cards have some protections; the basic difference is that a credit card is spending someone else's money, which you have to pay back to them if it was actually authorized by you; a debit card is spending your money, which you can recover from the bank in certain circumstances if it is accepted to be unauthorized.