What’s stopping long term investing being based on bonds? Ie the company sells bonds today for a $x pay out 10 years from now. Maybe it’s secured by a t-bill. Maybe the investor pays the cost for a 10 year tbill plus some. The company agrees to pay out some operational profit from the 10 th year or the return on the tbill. (Back of envelop logic here, ymwv) Maybe make it more of a pool/fractional banking type arrangement. A clearing house company sells bonds of a company backed by some portion of tbills (10 year bonds for 10 year tbills, etc). At the end of the period either people are paid out the tbills (only if the company went belly up) or a percent of their operating profit from that period.