Sure, but you're not spending all day running customer service "DoS attacks" against people's bank accounts. Even if "it's gibberish, and I forgot it, can't you please help me out" only works one time out of a thousand, do you really want to bet your bank balance on a weak link customer service rep who's just a tad too eager to help?

I think it’s all debatable. That human will always be a weak link. It just takes one representative to forget to ask or get convinced with “oh it’s my wife’s mother’s maiden name and my wife isn’t here and I’m in a real bind”.

But in exchange, my security answers are no longer compromisable online. I think overall it’s a positive trade off, but that’s just my hunch.

Well, for sure it's better than using your mother's actual maiden name. But I'd rather see security questions done away with altogether.

I agree, I think they’re a real problem. I think it’s possible to eliminate human error over the phone too. Perhaps design a system that doesn’t let the representative into your account until they type in the 2FA token your phone provides or something (I don’t really know, I’m far from a security expert)

I just wrote a mini rust script (https://github.com/rtaycher/make_password) to spit out 5 random dictionary words for secure passwords I need to share. Everything else gets auto generated by keepass, i should probably just figure out how to write a keepass plugin

Have you considered using the EFF's diceware wordlist? It's designed for this. https://www.eff.org/files/2016/07/18/eff_large_wordlist.txt

1Password allows you to generate word based passswords instead of random strings. I do this because it’s much easier to type manually if I’m logging into a system where I can’t copy paste from 1P

> I should probably just figure out how to write a keepass plugin

KeepassXC already has this feature [1][2]. It can also store and generate OTP codes and works with YubiKeys (similar to Bitwarden Premium).

There's also a popular Python script called xkcdpass [3] which does the same from the command-line.

[1] https://keepassxc.org/images/screenshots/windows/screen_006....

[2] https://keepassxc.org/

[3] https://github.com/redacted/XKCD-password-generator