This is what needs to happen. "identity theft" is what people fear. It would not happen if the banks got sued for big money and lost every time they lied to credit agencies about debts you did not default on. All this data breach stuff is mostly a bait and switch tactic from the real problem stemming from bank slander.

Your security clearance report stolen by the Chineese from the US government OPM database[1]. This could be a real problem for you. Information anyone can get by paying for it? This would not be a problem if credit fraud and credit reports were not such a big problem.

[1] https://www.nytimes.com/2015/06/05/us/breach-in-a-federal-co...

"if the banks got sued for big money and lost every time they lied to credit agencies about debts you did not default on" is pretty much the situation in most (all?) of EU; if you dispute the claim, then the debt can't be reported to anyone else unless they can prove that it was you, and no, "they knew your magic number and your mother's maiden name" doesn't count as evidence.

Coincidentally, we don't have the same types of mass identity theft issues that USA has.

You're not observing anything, you're asking for the data

If that were true, your "observations" of a movie would give you the right to reproduce it, and that's not the case today.

Generally facts can't be copyrighted. I think a lawsuit about copying the phone book contents is usually given as the basis for that legal precedent.

Observations of behaviour are not normally isolated to facts, they're integrated to create models of behaviour.

I was specifically giving an example of why your observations don't automatically mean you have ownership today. I'm personally in favour of laws that ensure such observations are more explicitly owned by the observee in corporate scenarios.