Shopping with cryptocurrency has always seemed safer to me, personally.

I keep all my BTC/LTC/ETH in Coinbase wallets, and whenever I want to send money from those wallets I need to go through multiple 2FA prompts. My debit/credit cards have never required anything more than a static number to be used online.

If my credit card gets stolen then I just report it to the credit card company and I get a new card (free) and all of the fraudulent charges reversed. If the bank goes under, my funds are insured by the FDIC. If I lose my wallet I can report that to my banks and get everything (except the cash in my wallet) restored to pre-loss state.

If my Coinbase wallet account is hacked because I use a bad password, can I get anything back? If Coinbase as a company goes under, what happens to my bitcoins? If I accidentally send cryptocurrency to the wrong recipient, how do I reverse that transaction?

As somebody living in the USA who doesn't transfer funds internationally, I'm quite well covered by existing banking regulations: I'm struggling to see how Bitcoin is 'safer' for me in any way.

I wish you could get bitcoin with the fraud prevention guarantees that come with credit cards

How do you get around the high transaction fees? Bitcoin seems too slow and expensive to use.