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Re:What I'm Telling US Congress about Data Breaches by LeifCarrotson on Wednesday November 29, 2017 @04:53PM (#15811212)
> It's a term the banks et al. use so that they can have less responsibility.

I agree that it's misleading, but have to concede that whoever first came up with that term must have been an expert in framing and spin. There are few words that so effectively distort the discussion as "identity theft".

Re:What I'm Telling US Congress about Data Breaches by romwell on Wednesday November 29, 2017 @11:23PM (#15813462)
Indeed. When one thinks of "identity theft victims", one doesn't think of a bank.

But it is the bank, it should be! When a bank is robbed, its clients aren't the victims. The bank is. The clients aren't giving money to the bank for nothing in return; what they get in return is assurance of safety and availability (otherwise, that would be a loan, not a deposit). Spinning the failure to deliver on that obligation as the client's problem is indeed great PR work.