Honestly, I suspect the consensus would be to use there $10,000 to start a savings account where you keep 6 months of living expenses for those times when your opportunities blow up in your face. That's risk management, and I'd have no trouble tattoing it on a 22 year old's forehead in reverse.

Further, I'd have no problems telling someone with a 6-figure income to max out their 401k and then invest more in index funds. Take it from a 50 year old, it's easy to come out if that 10 year window with nothing but painful experiences.