A lot of people refuse to carry any significant amount of cash. It is a risk factor, especially when at events and shows or just during busy shopping hours, due to pickpockets. An app with verified identity (using the national 2FA login system in my country) is significantly more secure.
>Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer.
It's a bunch of silly plastic cards that I then I have to carry around in my wallet or remember to bring from home when going shopping, as opposed to having the app on my phone, which I carry around with me anyway. The app automatically calculates bonuses and rebate collection marks.
>Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down).
My mobile banking app is perfectly secure, it uses the Danish national 2FA login system, used for all public services.
You're willing to sacrifice your privacy for this little convenience?
Surprisingly, it’s not!
A non-Swedish friend studying in Sweden recently told me of a situation (I forget the exact details) where she could not pay with cash. They only accepted payment via Swish[^1] (mobile payment system).
At the time she was with a Swedish friend which was the one to pay for both of them, with my friend paying her friend in cash.
[^1]: https://www.theguardian.com/business/2016/jun/04/sweden-cash...
I went to a festival earlier this year and the door tickets were card-only.
Is called cash :) It's accepted everywhere.
>official store membership and coupon apps
Should all be burned anyway. Plastic cards and bits of paper worked fine for decades, you don't suddenly need to run arbitrary code on my pocket supercomputer.
>banking apps
Safer to use the website. My bank authenticates you by having you enter your PIN into a card reader - although they have created a mobile app, the security is strictly inferior as phones do not come with card readers (and the passcode is different from your PIN, making you more likely to write it down).
The basic pattern is, it's either important enough to be worth being a stickler over, or trivial enough to ditch entirely. Personally, I find "not being on F-Droid" as a very strong signal that I should not want to use an app in the first place. It steers me away from malicious code and proprietary lockin. And I never, ever see an ad on my phone!