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Re:Schneier: It's Time to Regulate IoT to Improve Cyber-Secu... by forapurpose on Thursday November 16, 2017 @06:26PM (#15717637)
Excellent points; thanks.

I'd only add that the insurer's incentive to reduce risks to their profits is not always aligned with consumer's risks. As a simple example, the insurer may require the vendor to have consumers sign away their legal rights to reduce the risk of expensive lawsuits.

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