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Re:Student Debt Lawsuits Are a Lucrative Business by EADGBE on Tuesday November 14, 2017 @03:25PM (#15698775)
Federal are fixed, private are often variable.

Also, not sure about the 4.45%. My federal are more than that.

Re:Student Debt Lawsuits Are a Lucrative Business by tudelo on Wednesday November 15, 2017 @08:29AM (#15703561)
Hah right, a fixed loan rate which is fixed for the life of the loan. I mean that the fixed rate at which they lend changes every year :)