Banks, police, city administration, doctors, pharmacies, insurance - those are the reasons I've pulled out my ID card in the past 10 years, and every single time it was to read the chip, with barely a passing glance given to the card itself.

I suppose you'd just use a passport instead then? Or do they actually verify those too?

If you use a passport, it'll take a lot longer to verify.

For example, banks will photocopy your passport and verify the signature on it to ensure that it's correct.

(Basically, there's an algorithm used to compute a 30 digit hash on the ID or passport, which is computed from the IDs content and a secret seed. Anyone can verify this hash easily with open algorithms and tools, but only the government can create them).