That's a very good point. A technology can get screwed up. Maybe that's a good reason for identifying it as a technology, so that people don't think it grows on trees, and are more inclined to keep an eye on it. One indicator might just be a flight from a bad money system to a good one. I once met a person who ran a factory in Brazil during a period of hyper inflation, and he kept his money in US dollars.

A bigger fear is that the most robust currencies get screwed up, i.e., what might be loosely defined as a global financial system. If that were to happen, then the benefits of "good" money could simply vanish, i.e., prosperity.

I'd love to make personal finance and some basic economics be part of K-12 education. I'll bet college would suddenly get cheaper. ;-)