Of course I'm open to all ages. Concrete goals are missing, but that's part of the point. I want to get a discussion started so that something concrete can come up. People who are averse to discussions are a no go.

I hope the overall larger goal comes across clearly: to stay productive and earning for as long as possible.

You are right on your point, only it seems like mentioned on the original post as you get older you start see the world differently and often more friendly for cooperation, society, politics and less bound to fashion.