Again, I'm not buying it. Investors are also people, who are also capable of knowing right from wrong. I absolutely will fault them for taking evil steps to make profit at the expense of others.

And I disagree. Including the clause indicates your willingness to be evil in exercising it.

The fact that the card exists is absolutely a problem that exists and needs to be fixed. But you had the option to take it or not, and you chose to take it. That in itself is an evil step.