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A comment on Ask HN: Why can't Credit/Debit Card have ID and Password like netbanking?.
They already do. You can pay with a username and password, just like PayPal, or Amazon Pay, etc.
Visa Checkout: https://usa.visa.com/pay-with-visa/visa-checkout.html
Masterpass: https://masterpass.com/en-us/
AMEX Express Checkout: https://www.americanexpress.com/us/content/express-checkout/
It's up to merchants to accept and integrate them in their shopping carts.
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They already do. You can pay with a username and password, just like PayPal, or Amazon Pay, etc.
Visa Checkout: https://usa.visa.com/pay-with-visa/visa-checkout.html
Masterpass: https://masterpass.com/en-us/
AMEX Express Checkout: https://www.americanexpress.com/us/content/express-checkout/
It's up to merchants to accept and integrate them in their shopping carts.