Not really sure how I store my money is relevant; are you insinuating that my neighbors and potential regionally-available criminals can get my demand deposit and IRA balances at will?

EDIT: Ah, I see, you were making a snarky joke about them breaking into my house and stealing stuff. I do have nice things in my house, yes, not cash under my mattress. Just because I live below my means doesn't mean I don't have things I wouldn't want them to steal. Expensive laptops, computing resources for work, and, oh, I don't know, just not a fan of people breaking into my house in general regardless of what I have?

Your neighbors and regional criminals don't need to check your balances to determine if they should rob your house.

They have your address and can quickly get a name from that, and probably find bread crumbs of work history, or that you're a "founder of a sports science" company.

Without even knowing the dollar amount of what you make, there's plenty of info on you that already exists in order to determine if you're a good target.

I have read stories about people being taken at gunpoint to the ATM to withdraw their cash, it can happen.

I am sure that is possible though I don't really fear it. I did when I worked in Latin America, however.

Okay, how about hackers targeting your bank/retirement account after they learn how much you make over the internet?

It happened to a close relative of mine. These things DO happen.