That's not the right comparison. The reported spend level for that card is $250,000 a year. Spending 250K on a credit card annually is not living frugally.

"You get rich by saving what you have" is a nice feel-good story, but you get a lot richer by getting magnitudes more in income.

Thank you, this string was beginning to sound like r/personalfinance was leaking -- a place where people think they can save their way to ultra-wealth.

You can be frugal enough to live a comfortable middle class lifestyle -- but the people who are rich just make a ton more than you. That's it, that's the secret!

You do realize that AWS and GCP take credit cards? If it was just that you are already at sub $25k/mo.

Exactly. How does someone with money stay in money? Buy it cheap, stack it deep. Get stuff for super cheap and get a lot of it while it's cheap, so you don't have to buy it again when it's much more expensive, and can wait for it to be cheaper again.

That's a foreign concept to people who bitch how poor they are while making $150k/year.