This. If common behavior is against the rules you either need to change the typical behavior or the rules. You can't just wave your hands and say "but I was following the rules". Sure that might save your wallet if you cause a crash but that doesn't scale to the society level.

I'd argue that it wasn't the person following the rules that "caused a crash" but the person who wasn't.

That works on an individual level but why not modify the rules to fit the norm so the people who exceed the law when practical don't conflict with the people who follow the law reality be damned?

Your comment also reminds me of a proverb to the tune of "bad drivers aren't a problem until they meet".

Sure, one can be that driver that leaves death and destruction in their wake but still look good on paper if the metric is legal and financial penalties since those only loosely correlate with actual bad behavior.

Again, you’re suggesting changing the rules because some people are bad at following them.

Why exactly would they follow the new rules?