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Re:A glut of PhDs who can’t find academic jobs by jamessb on Sunday October 01, 2017 @06:10PM (#15380155)
Most students never see this fee, because they receive funding that pays it directly as well as paying them a stipend.

There are various funders - the largest is the government (via Research Councils UK), but universities also provide a limited number of scholarships, as do charities like Cancer research UK or the Welcome Trust.

The tuition fees are limited by what the funding agencies are willing to pay: e.g. for 2017/18, the EPSRC has an 'indicative fee level' of £4,195 (and a national mimum stipend of £14,553 paid to the student) [1].

> Is there a program designed to provide easy/guaranteed credit to PhD students?

Not really: banks do not consider the stipend to be a salary, so when assesing loans treat PhD students as if they had no income at all.

[1]: http://www.rcuk.ac.uk/skills/training/

Re:A glut of PhDs who can’t find academic jobs by opportune on Sunday October 01, 2017 @06:38PM (#15380283)
This is about what I figured. In the US PhD programs have a nominal cost but it's almost always waived. In effect graduate students usually make about $20k/year