Re:Equifax C.E.O. Richard Smith Retires After Huge Data Breach
by astura on Tuesday September 26, 2017 @11:32AM
(#15339529)
ChexSystem is bank accounts and contains very, very little information compared to credit bureaus. Just accounts you've opened (and attempted to open) recently and any negative information. You can (and should) request your report here: https://www.chexsystems.com/web/chexsystems/consumerdebit/pa...
Early Warning, however, contains way, way more information about bank accounts. It lists most of your accounts plus dates opened, dates closed, and other stuff. (I don't have my report on hand, so I'm going from memory) You can (and should) request your report here: https://www.earlywarning.com/consumer-information.html#instr...
I request both every year. (Because I churn bank account bonuses)
LexisNexis has a whole crapload of consumer reports. The big one is the CLUE report on insurance claims. They have employment databases as well and probably others, I'm not as familiar with them. You can request a copy of your CLUE report here: https://personalreports.lexisnexis.com/fact_act_disclosure.j...
I have to admit, I've never requested my CLUE report.
Early Warning, however, contains way, way more information about bank accounts. It lists most of your accounts plus dates opened, dates closed, and other stuff. (I don't have my report on hand, so I'm going from memory) You can (and should) request your report here: https://www.earlywarning.com/consumer-information.html#instr...
I request both every year. (Because I churn bank account bonuses)
LexisNexis has a whole crapload of consumer reports. The big one is the CLUE report on insurance claims. They have employment databases as well and probably others, I'm not as familiar with them. You can request a copy of your CLUE report here: https://personalreports.lexisnexis.com/fact_act_disclosure.j...
I have to admit, I've never requested my CLUE report.
I've mentioned this in another comment but there's actually two more credit bureaus, SageStream (request report here: https://www.sagestreamllc.com/consumer-report/) and Innovis (request report here: https://www.innovis.com/personal/creditReport) I've never requested either myself but I am in the process of requesting both right now.