Get Rid of Equifax

Re:Get Rid of Equifax by closeparen on Friday September 22, 2017 @04:18AM (#15310265)

Credit reporting is always consensual. In the same way you agree on the interest rate, fees, payment schedule, etc., you agree to a credit pull at the beginning of a loan and reporting on your payments over time.

Maybe you feel entitled to be extended a loan without any credit reporting. I, personally, feel entitled to a loan without any interest. But neither of us are going to get what we want.

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Re:Get Rid of Equifax by user5994461 on Friday September 22, 2017 @04:53AM (#15310390)

I am not American and not living in the USA. I am not subject to any of this contrary to what you think.

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Re:Get Rid of Equifax by closeparen on Friday September 22, 2017 @05:23AM (#15310486)

Tell me more about this magical country where there are no repetitional consequences or persistent records when you don't pay your debts.

I strongly suspect you are subject to all of this via a state-owned CRA or little to no borrowing activity (also an option in the US).

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