>If I download a piece of software, then yes, I can expect to take responsibility for verifying it serves my purposes.
Under current law.
Since the Equifax break in, journalists have been demanding legislation to change that,
https://www.nytimes.com/2017/09/11/opinion/equifax-accountab...
https://www.emptywheel.net/2017/09/14/software-is-a-long-con...
>I never asked Equifax to keep me in their database and send my information to creditors.
It seems you can't be expected to take responsibility for reading the fine print in your loan agreements. Quite an interesting bit of cognitive dissonance you have there.
I never asked Equifax to keep me in their database and send my information to creditors.