While not a bank account, let's not be smug about our country: http://m.telegraaf.nl/binnenland/article/24095858/man-in-pro... . (For the non Dutch speakers, Amsterdam guy had several houses rented in his name, some of which were used for mj plantations, and various other expenses incurred in gis name).

Identity theft is not just because of ssn or other unique semi secret numbers. It's part of it, yes, but the root cause is a combination of culture and lack of inventive (ie, identity theft is just not a big enough problem for actors to care).