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A comment on Equifax’s Maddening Unaccountability. Parent comment

Re:Equifax’s Maddening Unaccountability by coredog64 on Tuesday September 12, 2017 @09:25AM (#15227054)
You misunderstand US law. Yes, someone can use my SSN (along with other private information) to create a debt. That doesn't make me liable. If it shows up on my credit report, I can disclaim responsibility using existing legal protections. As long as I truly didn't create the debt, it is the debt holder's problem.
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Re:Equifax’s Maddening Unaccountability by heavenlyblue on Tuesday September 12, 2017 @01:53PM (#15229558)
But the problem has been created; which you've got to fix by paying at least in your time spent solving this.

What you're saying is probably true in any country; but in reality imo it's way easier not to allow that to happen in the first place.

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