No you have to use other architectures for defending against that. Equifax sells queries to this data, they also use queries to that data as a trigger to change your credit rating. It seems like you'd want a very tightly audited mechanism for issuing these queries to make sure they are properly billed. Referring to it as a struts issue makes it sound like someone popped a web server, fired up a dub client and started dumping unencrypted tables.

It seems amazing that nothing tripped up some monitoring or something.