> Best case scenario (for the organization) is that it is fined directly into bankruptcy and someone like FIS acquires them for pennies on the dollar. I am still waiting for CFPB to drop a nuclear bomb over this issue.

There is zero chance of that happening. There's been no hint of this from any reputable source (i.e. not clickbait headlines). Will there be financial repercussions? Fines? Loss of stock value? Absolutely. Will Equifax go out of business or get sold? Absolutely not.