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A comment on Identity Theft, Credit Reports, and You. Parent comment

Re:Identity Theft, Credit Reports, and You by pwg on Saturday September 09, 2017 @03:19PM (#15208700)
No facebook account here. Never had one, never will have one.

Also pay off CC in full every month, so no interest payments on what are effectively short term loans.

Neither is at all psychologically expensive. However paying off CC in full every month does require sufficient income (and/or restraint in spending for those without the sufficient income) to be able to do so.

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Re:Identity Theft, Credit Reports, and You by tertius on Saturday September 09, 2017 @03:28PM (#15208760)
Spending cash is a lot harder psychologically than spending money with a CC. Dopamine is in effect.

Much easier to keep scrolling and consuming on FB than stopping.

That's the comparison.

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