Equifax security freeze PINs are the timestamp of when you request the freeze

Re:Equifax security freeze PINs are the timestamp of when yo... by encoderer on Saturday September 09, 2017 @03:15PM (#15208679)

True thing: until recently you could remove hard inquiries from your credit report merely by pulling your own credit so often in one month using an array of daily monitoring services that you would overflow the field and bump off legit inquiries.

I did this in 2009-10, it had been going on for a while, and lasted for a while but sadly I hear they've solved it seemingly by nightly batch job to remove your own credit pulls.

These companies are just barely functional for their purpose.

Experian seemed to have their act together a bit more.

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Re:Equifax security freeze PINs are the timestamp of when yo... by subroutine on Saturday September 09, 2017 @05:03PM (#15209144)

I recently turned down a job offer at Experian; it (at least their San Diego office) was a shitshow.

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Re:Equifax security freeze PINs are the timestamp of when yo... by throwaway762 on Saturday September 09, 2017 @09:08PM (#15209951)

I used to work for Experian. When I left, they paid me an extra month's wages before their payroll caught up to the fact that I was gone, then had to ask for it back. (I paid them back, FWIW.) If you can't run your own payroll, why should you be trusted with a credit bureau?

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Re:Equifax security freeze PINs are the timestamp of when yo... by outoftacos on Saturday September 09, 2017 @10:55PM (#15210325)

You should see Denver. It was like The Shining.

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Re:Equifax security freeze PINs are the timestamp of when yo... by sillysaurus3 on Saturday September 09, 2017 @08:02PM (#15209753)

You seem to be surprised. Ever work at a bank or gargantuan investment company? Same deal.

"Look at how incompetent they are" is more like "Look at how our industry is." They're a representative sample.

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Re:Equifax security freeze PINs are the timestamp of when yo... by kchoudhu on Saturday September 09, 2017 @05:32PM (#15209257)

Ah, bumping.

The kids on flyertalk were all over this.

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Re:Equifax security freeze PINs are the timestamp of when yo... by astura on Saturday September 09, 2017 @05:31PM (#15209250)

How many requests, specifically, did you have to have to overflow the field?

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Re:Equifax security freeze PINs are the timestamp of when yo... by imron on Saturday September 09, 2017 @11:10PM (#15210370)

I'm guessing one of 128, 256, 32768 or 65536

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Re:Equifax security freeze PINs are the timestamp of when yo... by encoderer on Sunday September 10, 2017 @02:04AM (#15210932)

75-100 in a month iirc

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