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Re:Equifax Faces Multibillion-Dollar Lawsuit Over Hack by llsf on Friday September 08, 2017 @06:36PM (#15204448)
There is no such agencies in lots of countries (e.g. France) and still people get loans. When I came to US, I had to purposely take extra credits/loans to boost my inexistent credit history. Now I am credit worthy thanks to my artificial debt.
Re:Equifax Faces Multibillion-Dollar Lawsuit Over Hack by umanwizard on Saturday September 09, 2017 @04:02AM (#15206031)
I'm not arguing against you, just curious... in France, what prevents people from just applying for loans over and over and never paying them back?
Re:Equifax Faces Multibillion-Dollar Lawsuit Over Hack by tpxl on Monday September 11, 2017 @07:32AM (#15217680)
There are other means to determine whether someone is eligible for a loan (wages, collateral, family support...).