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Re:Equifax Faces Multibillion-Dollar Lawsuit Over Hack by schiffern on Friday September 08, 2017 @02:50PM (#15202955)
A choice made under duress of not having access to a bank account or credit (which makes someone a de-facto persona non grata in the modern world).

Monopolies aren't choices, and monopolies on essential services are coercive by definition.

Re:Equifax Faces Multibillion-Dollar Lawsuit Over Hack by harryh on Friday September 08, 2017 @03:51PM (#15203419)
Equifax isn't a monopoly. There are 3 major credit reporting agencies in stiff competition with each other. No doubt executives at TransUnion and Experian are cackling with glee at Equifax's stumble.